| Contents |
Machine generated contents note: 1. Paying for the Unexpected: Making the Case for a New Generation of Strategies to Boost Emergency Savings, Affording Contingencies, and Liquid Resources for Low-Income Families / J. Michael Collins -- 2. Liquid Savings Patterns and Credit Usage among the Poor / Leah Gjertson -- 3. Upside Down: The Failure of Federal Tax Policies to Support Emergency Savings / Ezra Levin -- 4. Save at Home: Building Emergency Savings One Mortgage Payment at a Time / Cazilia Loibl -- 5. The SaveUSA Coalition: Using Behavioral Economics to Build Unrestricted Savings at Tax Time / Jonathan Mintz -- 6. Refund to Savings: Creating Contingency Savings at Tax Time / Dan Ariely. |
| Contents |
7. Enhancing Financial Capability: TANF Bank Accounts / Margaret McKenna -- 8. Building Emergency Savings through "Impulse Saving" / Jayson Halladay -- 9. Prosperity SmartSave Card: An Incentivized Emergency Savings Strategy / Sharon Henderson -- 10. Accelerating Savings among Low-Income Households / Ed Khashadourian -- 11. Start2Save: Helping Working Families Meet Unexpected Expenses and Opportunities / Ingrid Holguin -- 12. Incorporating Savings into the Debt Management Plan / Seth Lutter -- 13. Who Said Pigs Can't Fly? A Learner-Centered Approach to Emergency Savings / Sonya Caesar -- 14. Epilogue: Emergency Savings as a Central Component of Family Financial Security / Thomas Shapiro. |
| Abstract |
"A Fragile Balance examines strategies to promote emergency savings, especially among underserved households. Each chapter is by an expert contributor and proposes an innovative financial product or service designed to bolster emergency savings among low-asset families. This collection also offers readers insights into the role of emergency savings and mechanisms to facilitate savings behaviors, and raises critical questions of the scale, institutional capacity, sustainability, accessibility, and effectiveness of existing programs"--The publisher. |
| Bibliography note | Includes bibliographical references and index. |
| LCCN | 2014036604 |
| ISBN | 9781137487810 (hardback ; alk. paper) |
| ISBN | 113748781X (hardback ; alk. paper) |
| Standard identifier# |
40024744371 |
